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TERMS & CONDITIONS
Please read the details set out below carefully before using this website
(the "Site"). By accessing this Site, you agree to be bound by the following
terms and conditions and disclaimers (the "Terms"). References to 'you',
'your' and 'yours' are references to the person(s) accessing the Site.
References to 'we', 'us' and 'our' are references to Next Loans.
TERMS
All our products and services are subject to the terms and conditions and
disclaimers of the applicable agreement governing their use.
These Terms are to be read by you together with any terms, conditions and
disclaimers provided in the pages of the Site. In the event of any conflict,
the terms, conditions and disclaimers provided in the pages of the Site
shall prevail over these Terms.
The information, material and content provided in the pages of the Site may
be changed at any time without notice. Changes may be made to the Terms at
any time without notice by updating this posting. You agree to review the
Terms regularly and your continued access to or use of the Site will mean
that you agree to any changes.
NO OFFER
Neither the information, nor any opinion contained in our Site constitutes
an offer to sell or solicitation or an offer to buy any financial
instruments or any advice or recommendation with respect to such financial
instruments.
USERS
The Site is currently intended for those who access it from within the
United Kingdom. Because of this we cannot guarantee that the Site or the
information thereon complies with or is appropriate for use in other places.
You are wholly responsible for use of the Site by any person using your
computer and you must ensure that any such person complies with these Terms.
NO WARRANTIES
The following clauses exclude or limit our legal liability for the Site. You
should read them carefully.
Whilst we have taken reasonable steps to ensure the accuracy, currency,
availability correctness and completeness of the information contained on
the Site, information is provided on an "as is", "as available" basis and we
do not give or make any warranty or representation of any kind, whether
express or implied. The use of the Site is at your sole risk. We shall not
be liable for any loss or damage whatsoever and howsoever arising as a
result of your use of or reliance on the information contained on the Site
to the maximum extent permitted by law.
We do not represent or warrant that the Site will be available and meet your
requirements, that access will be uninterrupted, that there will be no
delays, failures, errors or omissions or loss of transmitted information,
that no viruses or other contaminating or destructive properties will be
transmitted or that no damage will occur to your computer system. You have
sole responsibility for adequate protection and back up of data and/or
equipment and for undertaking reasonable and appropriate precautions to scan
for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy,
functionality or performance of any third party software that may be used in
connection with the Site.
THIRD PARTY SITES AND WARRANTIES
Where we provide hypertext links to other locations on the Internet, we do
so for information purposes only. We are not responsible for the content of
any other websites or pages linked to or linking to this Site. We have not
verified the content of any such websites. Following links to any other
websites or pages shall be at your own risk and we shall not be responsible
or liable for any damages or in other way in connection with linking. Links
to downloadable software sites are for convenience only and we are not
responsible or liable for any difficulties or consequences associated with
downloading the software. Use of any downloaded software is governed by the
terms of the license agreement, if any, which accompanies or is provided
with the software.
No endorsement or approval of any third parties or their advice, opinions,
information, products or services is expressed or implied by any information
on our Site.
INTERNET E-MAIL
Messages sent over the Internet cannot be guaranteed to be completely secure
as they are subject to possible interception or loss or possible alteration.
We are not responsible for them and will not be liable to you or anyone else
for any damages or otherwise in connection with any message sent by you to
us or any message sent by us to you over the Internet.
TRADE MARKS AND COPYRIGHT
Copyright in the pages screens, information and material in their
arrangement included in this Site is owned by or licensed to Next Loans
unless otherwise noted. You may imprint, copy, download or temporarily store
extracts from our Site for your personal information or when you use our
products and services. You must not alter anything. Any other use is
prohibited unless you first get our written permission. In particular no one
may use a part of our Site on any other website, or link any other website
to our Site, without our prior written permission.
DATA PROTECTION
We may as a result of your interaction with the Site hold and process
personal information obtained about you when you access the Site and use it
for servicing our relationship with you, for the purposes of fraud
prevention and debt collection, to understand your financial needs, to
conduct our business and to provide you with better customer services and
products from both within the Next Loans and those of selected third
parties, to evaluate the effectiveness of our marketing of the Site and for
statistical analysis. We may pass this information to other members of the
Next Loans group or agents, as permitted by law so that they may do the same
and they may pass information held by them about you to us so that we may do
the same. We will not disclose any such information outside of the Next
Loans group except for fraud prevention purposes and/or if required/obliged
by law or Governmental or judicial bodies or agencies or to our regulators
under proper authority, or under a strict code of secrecy to sub-contractors
or persons acting as our agents or where we have your consent or have
previously informed you.
We may also in connection with the above and the provision of the Site
transfer your personal data to countries outside the European Union (EU)
which may not provide the same level of protection for personal data as
within the EU. However, all personal data wherever it is held in the Next
Loans or by its sub-contractors or agents will be afforded a high level of
protection against any authorised or accidental disclosure, access or
deletion. By agreeing to these Terms you agree to such data being so used
and that it may be transmitted to others as stated above.
GOVERNING LAW
The Terms are governed by and interpreted in accordance with the laws of
England and Wales and the courts of the above jurisdiction will have
non-exclusive jurisdiction in respect of any dispute, which may arise.
OUR INFORMATION
Next Loans 130 Castle Street, Edgeley, Stockport, SK3 9JH
Any Questions?
We're here to help and answer any questions you may have, please
contact us. If
you're an Introducer,
login to the
members area and use the members contact form.
Page Last Updated Thursday 23 March 2006 at 10.19am GMT.
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